NMLS# 2230580


Making Dreams a Reality with
Streamlined Home Loans and Refinancing

Whether you need to move fast to get your dream home, or you want a great new rate on the home you love, American Preferred Mortgage has the solution.


facade of home with manicured lawn, and backdrop of trees and blue sky

Residential Home Loans

You’ve been hunting for the perfect home for months now and need to move quickly to secure that dream listing. Maybe other lenders have asked for piles of documentation that you can’t pull together, or the closing date was too vague for your work schedule.

At American Preferred Mortgage, we have a streamlined, simple process to get residential home loans faster than anyone else. Our expert loan officers and processors can answer your questions and get to work on your approval quickly.

Same Day Pre-Approval

The pre-approval is the very first step in completing the mortgage application, and APM can get you a pre-approval within minutes with just two paystubs and a single W2 form. Then, you’ll know the maximum you can borrow and continue the hunt for your dream house.

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Zero Lending Fee

At APM, we want you to move into the house you deserve quickly. One way we do that is through our zero-lending fee option. Contact us today to find out if a no-fee mortgage is right for you.

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Zero Closing Cost Program

If you’re not ready to pay closing costs upfront, then we can still help you get the loan you need and move quickly. Talk to APM today about our Zero Closing Cost Program..

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Primary Residence or Investment Property Financing

Whether you’re looking for your forever home or a property to grow your passive income, we will help you get the best rate on your mortgage – quickly. Learn about the differences between primary residence mortgages and investment property financing by calling APM today.

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Thinking of refinancing? Rates have been historically low and can only go up from where they are now. Use this time to lower your payment, consolidate your debt, cash in on some equity, or just pay off the loan faster.

Whatever your goals are for refinancing, we can help you get there quickly with a great rate and streamlined approval process.

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Rate & Term Refinancing vs. Cash Out Refinancing

You don’t have to miss out on today’s great mortgage rates just because you already have a mortgage. Talk to a loan officer to learn which would be the best option for you.

Rate & Term Refinancing: The first way to take advantage of lower mortgage rates is a rate and term refinancing plan. That means you take your existing loan and change the length of time you have remaining or change the rate.

For example, when you bought your home, you may have chosen a 30-year mortgage for the lower payment. But after a few years, with an increased income and lower interest rates, a 15-year mortgage might be a better choice.

The team at American Preferred Mortgage can tell you all about the process so you can make the right decision for your loan.

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Cash-Out Refinancing: If you’ve been in your home for a while, you can start putting that equity to work with cash-out refinancing. Talk to a loan officer to learn how much cash you could receive and what the new loan amount could be.

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